Discover the Artificial Intelligence Platform in Capital Markets.
Next generation of Software Solutions for Global Financing Solutions.


Here are the unique features of Fintep

Success Factors

  1. Administration

    Central management of security policies, users and groups.
    Auditory: events filtered by user, IP, file, app, type and date.
    Management of physical and virtual tokens.
    Download, approve and distribute updates.
  2. Productivity

    Analysis of text content and meta-information
    Machine Learning and Semantic Motor
    Internal Private Messenger
    It integrates with the current environment, reducing user rejection.
  3. Integrity

    All ciphered documents are sealed and immune to virus and other malicious software
  4. Versatility

    Access control using security policies
    Groups hierarchy: according to the company hierarchy, simplifying the initial deployment and inheritance of policies.
    Granularity: specialization of policies for selected users, with priority over inherited ones.
  5. Availability/Security

    In case of disaster, all documents are quickly recovered.
    The protection of files uses the most sophisticated mechanisms of encryption and rights management


  • Share documents and folders with other users via web browser.
  • Legal protection: every user must sign an NDA to enter a room.
  • Does not require software installation.
  • Prevents information leakage and enforces regulatory compliance.
  • Three security levels of authentication: physical, virtual and network.
  • Serves as an integrated platform to provide amendment data, offer online voting and real-time tracking.
  • Release and expiry dates may be set for the amendments.
  • Cloud integrated platform w/mobile accessibility.
  • Internal Communication Tool and multiple Group Access privileges.
  • Save time and effort when creating, processing and repurposing various contracts.
  • You can scan amendments for further editing and sharing with your colleagues and partners
  • Meta Information Computational Contracts Linguistic analysis
  • Data Knowledge.
  • Big data to analyze the metrics of different customer shaping behaviors.
  • Access to all third party reference platforms into one single tool.
  • Effortlessly compare across companies, or within an industry sector to spot market trends or overlooked anomalies.

Efficiency

Once each Loan is settled, each non-standardize Corporate Bank Loan contract takes weeks to process as it has to be put it into a standard template and update it into the system. Lawyers or consultancy companies usually perform this task using checklist or spreadsheet templates.

The length of this process is due to the vast amount of papers to read, i.e. 300 pages for a Facility Agreement plus 5 collateral documents for each seniority tranche and relative securities.

Value Proposition: Fintep’s predefined and trained AI Machine will automatically read each deal and automatically extract most relevant meta info to process.

Computer Vision

Deep Learning

Monitoring

Each Bank Loan average lifespan goes to more than 5 years, and during this process, Middle Office needs to monitor all clauses contained within every single contract. Including all types of covenants, conditions precedents, utilization, interests, payments. Same information needs to be shared among each stakeholder-syndicated lender, while currently there is not a single and common holistic monitoring system and therefore each player carries his own system.

Amendments, Waivers and Variation Orders are manually processed and again, communication among the stakeholders is carried by email, phone calls and faxes.

Value Proposition: Fintep generates Alerts and pre-defined approvals workflows, providing customized views one each Loan and giving the possibility to access real-time to monitor the loan’s situation.

Workflow Alerts

Amendment Waivers

Analytics

Because all the documentation is paper-based, it is very difficult to search and extract relevant and useful information within the repository. For instance, having the possibility to extract all contracts with jurisdiction in a specific Country and potential exposure to a specific event, extracting all the deals within a specific industry, consolidating my Local Project Finance portfolio with some specific interest or yearly yield above certain number, extracting all the events of default of a specific subset of contracts and so on.

Fintep will also provide Auditability capabilities with verifiable data from the source documents and internal crosscheck functionality to certify all new contracts are consistent and there are no empty loops and pointless references.

Value Proposition: Fintep provides a wide variety of search options to navigate through the whole Loan Book repository.

Market Data Providers

Elastic Search

Benefits

Time taken to service loans

Less risky loan syndication process as loan positions are viewed and reconciled in real-time

Customer Service

Increased speed of execution

Analytics Filter

Better visibility of operations and exposure by currency/country/industry

Save Time & Money

More efficient capital allocation

Avoid Manual Input

Error-free straight-through processing

Enhance View

Better reporting & data analysis